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The latest issue of ZEPSight explores the continued resilience of specialist real estate lending amid higher interest rates and wider market uncertainty. Newly appointed Head of Lending Roger Comben explains why disciplined underwriting, sensible leverage and strong underlying assets remain central to Zenzic’s approach, while a detailed case study shows that discipline in practice through … Read more
The latest issue of ZEPSight reflects on a strong 2025 for ZEPS, while looking ahead to a cautiously optimistic 2026. CIO Tom Lloyd-Jones shares his thinking on private credit’s evolving role in the current cycle, the disciplined approach Zenzic takes to underwriting and capital preservation, and why credit-based Business Relief services complement equity-focused ones in … Read more
In this ZEPscope feature, Zenzic Capital sets out the structural case for purpose-built student accommodation as a real estate lending sector, by examining the demand drivers, income characteristics, and institutional tailwinds, alongside the challenges advisers and their clients should be aware of. For advisers and their clients seeking exposure to resilient real estate sectors, purpose-built … Read more
In this ZEPscope feature, Zenzic Capital walks through the ZEPS investment process in detail, from initial deal introduction to final repayment, offering advisers a transparent view of how capital is deployed, protected, and monitored at every stage. For advisers conducting due diligence on Business Relief services, understanding the investment process in detail is essential. This … Read more
In this ZEPscope feature, Zenzic Capital challenges the instinct to equate familiarity with security in Business Relief estate planning and makes a considered case for why the most prudent choice is not always the most obvious one. For advisers helping clients navigate Business Relief estate planning, one of the most important and underappreciated challenges is … Read more
In this ZEPscope feature, Zenzic Capital explores one of the most overlooked risks in Business Relief estate planning: the long-term erosion of real value by inflation; and sets out how ZEPS is structured to address it. Preserving nominal capital is not the same as preserving real value and for Business Relief estate planning, that distinction … Read more
In this ZEPscope feature, Zenzic Capital explores how the core-satellite investment framework, well established in mainstream portfolio construction, can be applied practically to Business Relief estate planning, and what advisers should consider when building or adapting a BR portfolio using this approach. The core-satellite investment framework is well established in mainstream portfolio construction – allocating … Read more
In this ZEPscope feature, Zenzic Capital examines whether real estate private credit strategies can genuinely deliver in a declining property market, and why the answer may be more encouraging than many advisers assume. Real estate private credit strategies can perform when property values are declining, and for disciplined lenders, challenging market conditions can create opportunity … Read more