Introducing Zenzic Capital
A Leading Real Estate Credit Specialist
Zenzic Capital
Institutional Real Estate Investors
Zenzic Capital (“Zenzic”) is the institutional real estate investment firm that acts as trading adviser to the investee companies within ZEPS, with a strong reputation for delivering bespoke credit solutions to the UK property development market.
As trading adviser, Zenzic plays a central role in the success of ZEPS. It not only sources and underwrites every ZEPS loan, but also provides ongoing monitoring, refinancing, and asset management, offering investors confidence that their capital is being professionally stewarded and that their holdings are designed to qualify for Business Relief on death.
Zenzic’s Lending Team is led by respected industry figures Nadine Buckland and Tom Lloyd-Jones and brings together some of the most experienced professionals in UK real estate credit finance. Collectively, the team has structured and financed more than £1.25 billion in real estate and asset-backed transactions. Over time, Zenzic has developed a distinctive capability in identifying and capitalising on real estate sectors characterised by long-term, dependable demand and strong rental income.
Zenzic Estate Planning Service
Private Access to Institutional Real Estate Lending
The Zenzic Estate Planning Service provides investors with access to Zenzic’s institutional grade real estate lending activity, designed to deliver stable returns. Investors acquire shares in unquoted companies that provide loans to UK property developers, with every loan secured against real estate to ensure there is a tangible asset supporting each underlying loan.
Zenzic manages the entire lending lifecycle, from sourcing and credit analysis to structuring and active asset management through to repayment. The strategy focuses on sensibly scaled developments in established, resilient locations with realistic pricing and broad market demand, avoiding premium or speculative sectors. ZEPS portfolios are diversified by region, developer, project size and property type to help reduce concentration risk. All loans benefit from robust asset‑level security and are approved through a multi‑stage credit committee process.
For advisers and their clients, ZEPS offers a tax‑efficient solution for generational wealth planning while retaining ownership and control. Investors participate alongside Zenzic’s institutional partners, accessing the same rigorously underwritten opportunities.
Meet the Founders
“When people invest in ZEPS, they are not just thinking about returns – they’re thinking about protecting what they’ve built for the people they care about the most. We prioritise investment security, using a straightforward, BR-qualifying approach, built on short-term lending and sound judgement.”
Testimonials
In a world full of complexity and compliance, Zenzic makes things refreshingly simple. Their BR service is well structured, well-communicated, and, most importantly, it just works.
Zenzic brings a welcome dose of clarity to estate planning. Their team understands both the tax and the human sides of wealth transition. My clients value the personal approach and I value the reliability.
Zenzic backed us when the banks wouldn’t. They saw the potential in our project, not just the paperwork. That relationship has helped us grow from one site to five.
With Zenzic, it’s not just about the money - it’s about the people. Their team took time to understand our goals and supported us through every stage of the build.
Zenzic gave me peace of mind. I didn’t just preserve value for my children - I supported real businesses and real homes being built. That feels good.
It’s rare to find an estate planning solution that feels both smart and human. Zenzic has managed both.
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